https://www.highrockanalytics.com/leadership daily 0.75 2022-04-06 https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/e741aec9-e62d-49c6-90ea-791d5ef69fae/Mermelstein.jpg Leadership https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/56a918d5-c81b-4906-997e-61841323df63/Finn.jpg Leadership - Make it stand out About Adam https://www.highrockanalytics.com/about daily 0.75 2022-04-06 https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/1649193995601-8K46WTHLCXV0BJT0AS5B/settlement.jpg About - Settlement Sometimes the most effective approach to litigation is to avoid it. Or if you decide litigation is a must, you want to know in advance how your arguments affect the client’s bottom line so you can prioritize your resources and your audience’s time. HighRock will guide you to a favorable resolution or prepare you for battle. https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/1649193895665-1RVP1726LNW0A9OQIZDA/litigation.jpg About - Litigation HighRock’s leadership has a unique blend of industry and consulting experience paired with top academic and professional credentials. We can leverage our deep expertise to tell your story completely and persuasively. HighRock prepares expert reports for both insurers and policyholders. https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/1649194242236-0IOO1LI5XASWSTTWK84A/regulatory.jpg About - Regulatory HighRock values liabilities and related insurance assets for financial reporting purposes to the Securities and Exchange Commission. We also perform due diligence as part of potential acquisition and divestiture transactions. https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/f611aaa4-6c7d-4213-8341-91f7455c72b0/unsplash-image-75IV0_EFh0c.jpg About - PFAS contamination and bodily injury expert report A leading U.S. chemical company is being sued for environmental contamination and bodily injury stemming from its use of PFAS. The policyholder engages us to help value their potential liability and corresponding insurance recoveries. We perform a scenario analysis for key drivers of this nascent tort and engage with a joint defense group to negotiate a global coverage in place agreement. When those efforts stall, we prepare an expert report that demonstrates the losses are covered by some or all of the carriers under any reasonable assessment of the coverage environment. By understanding the issues that drive money for this client, we strengthen their arguments on these key issues. https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/f462a5ef-2b23-4354-b4a1-d1d9f01d25f0/Two+hiker+silhouette+iStock-1289191402+%28edited+no+cross%29.jpg About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/c5b0b0ed-c512-485a-ab51-ac487b08cd8f/unsplash-image-ssmGkcausW0.jpg About - Renegotiation of unfavorable CIP Insurers for a respirator manufacturer have long been operating under a coverage-in-place agreement (CIP). One insurer engages us as it is considering exiting the agreement that may have become unfavorable with the passage of time. We analyze historic claim filings and expenditure data through a sampling and claim file audit exercise to show that the insurer is paying an outsized portion of defense costs given its relative share of indemnity payments. Our client presents these findings to the other insurers and is able to renegotiate a new CIP with more representative defense shares and a clause to adjust these shares in the future as the Date of First Exposure distributions continue to change. https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/1a805f57-791b-4519-8d38-40d138e659b5/unsplash-image-XUEdfpPIhXg.jpg About - Coverage litigation risk assessment model An industrial manufacturing company declares bankruptcy due to liabilities relating to asbestos personal injury claims. One of the policyholder’s excess insurers engages us to understand their potential exposure. We build coverage litigation risk assessment models to value hundreds of distinct scenarios relating to occurrence definition, primary policy limits, and settlement trust values. Our client uses this understanding to know how best to use their available leverage in bankruptcy proceedings. Ultimately, the excess insurer is able to avoid rulings that would cause significant liability to escape the primary layer. https://www.highrockanalytics.com/finn daily 0.75 2022-04-06 https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/1612201439118-XMLZS38ZNTG851NSU1PD/0033.jpg Adam Finn, Partner https://www.highrockanalytics.com/home daily 1.0 2022-04-06 https://www.highrockanalytics.com/contact daily 0.75 2022-04-06 https://www.highrockanalytics.com/mermelstein daily 0.75 2023-01-17 https://images.squarespace-cdn.com/content/v1/5fe8db878d20536a3fbee8fb/0a8aa561-045f-461a-996c-3aedc5b992d4/2202+-+March+11+-+Ben+Headshots+and+Portraits-13.jpg Ben Mermelstein, Partner